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Real Health Care Benefits Kick In Thursday

Seeded on Wed Sep 22, 2010 12:07 PM EDT
Read ArticleArticle Source: Alan.com - in Liberaland by Alan
health, white-house, health-care, benefits
Seeded by Par4TheCourse
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While conservatives are busying saying "no," some real health care reform begins Thursday.

--
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  • Enjoy this article? Help vote it up the 'Vine.

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  • Public Discussion (30)
Par4TheCourse

Among the benefits:

  • Teens and young adults can stay on or be added to their parents’ health insurance plan until age 26. They don’t need to live with their parents or be financially dependent on them. They can even be married.
  • Insurers must completely cover a wide range of recommended preventive services — such as immunizations, mammograms and colonoscopies — and can no longer charge co-payments, co-insurance or deductibles for them. (for non-grandfathered plans)
  • New rules prevent insurers from denying coverage to children under age 19 with pre-existing medical conditions, such as asthma or cancer.
  • Insurers no longer can use a mistake or technical error in a consumer’s application to cut off their coverage after they get sick.
  • The amount a plan will pay in a person’s lifetime cannot be capped.Insurance companies with annual limits on essential health benefits must provide an increasing amount of coverage. Initially, their annual limit can be no less than $750,000, rising to $1.25 million in September 2011 and $2 million in 2012. Annual limits are prohibited in 2014.
  • Consumers have the right to appeal insurers’ decisions through their plans’ internal review processes, as well as to an independent, third-party reviewer.
  • 2 votes
#1 - Wed Sep 22, 2010 12:08 PM EDT
Par4TheCourse

This and other benefits the wingnuts want to get rid of .. through their process to void out everything this administration has done for the People.. unlike what the wingnuts did TO the People.

  • 2 votes
#1.1 - Wed Sep 22, 2010 12:09 PM EDT
Truth Hurts-840829

a little dramatic ey?

sure there are lots of good bits in ObamaCare, and those same good bits will be in the replacement law, after ObamaCare dies, which it will.

the only catch?

your gonna have to give up the bad bits...

yepp sounds like a nightmare alright...

or maybe....

1] you just like the idea of the federal government telling the people to buy this and that?

2] you enjoy being a slave to the insurance company for life?

3] you simply hate the free market?

4] you want the gov to make all your decisions?

5] you want/demand that I help lower your health care costs?

which is it?

ObamaCare could promise me a new car ever year... I still would oppose it.

live free or die [at your own expense, not mine]

cheers
:)

  • 4 votes
#1.2 - Wed Sep 22, 2010 12:34 PM EDT
maximillio

and those same good bits will be in the replacement law

Really? I've read the Republican healthcare plan (well, the one that they came up with after Obama adopted their own ideas into his plan). Let me see if I can quote it accurately:

"Don't get sick."

"If you do get sick, DIE QUICKLY."

1] you just like the idea of the federal government telling the people to buy this and that?

Well, the rest of us pay for your healthcare if you DON'T buy insurance through increased costs derived from you using the E.R. instead of a proper doctor. So, do you like the idea of being a freeloader? It's not a question of whether you will ever require medical care. It is only a question of when.

2] you enjoy being a slave to the insurance company for life?

You didn't even read the article, or the comments, did you? Most of the provisions enumerated above were checks on the insurance company's abdication of responsibility and abuse of customers.

3] you simply hate the free market?

The free market has had 100 years to get health insurance right. Time's up. We do it our way from now on.

4] you want the gov to make all your decisions?

Show where the government is making healthcare decisions. What is really happening is that the government is taking decisions OUT of the insurers' hands and putting them BACK into the patients' and doctors' hands. You have a problem with that? Or do you prefer an unelected bureaucracy (the insurance company) to have life-and-death decision making power over YOUR healthcare? Righties complain about bureaucrats making healthcare decisions, but never once do they even try to address how thoroughly the un-credited, non-degreed and answerable-to-no-one insurance company CEO's forced healthcare decisions on us every single day through their murder-by-spreadsheet practices.

5] you want/demand that I help lower your health care costs?

You're the freeloader, buddy. If you aren't on an insurance plan, I AM ALREADY PAYING FOR YOUR HEALTHCARE through my premiums (which have increased 700% in the last 10 years) caused by (suposedly) increasing healthcare costs brought on by increasing numbers of Americans using the ER for healthcare instead of a proper doctor.

I hate to beat you over the head as if with a rubber mallet with this point, but anyone who is not buying health insurance now (whether it is because they cannot afford to or are not permitted to by the HEALTH INSURANCE COMPANIES making HEALTH-CARE DECISIONS FOR THEM) is being supported by ME already. Again, it is not a question of whether you will need healthcare, only a question of when.

Unless you adopt the GOP plan, which is don't get sick (ever) and when you finally do get sick, have the common decency to DROP DEAD before you cost their precious little wallets even one extra dime in society's shared healthcare costs.

  • 2 votes
#1.3 - Wed Sep 22, 2010 12:46 PM EDT
sjayne2355

Well, the rest of us pay for your healthcare if you DON'T buy insurance through increased costs derived from you using the E.R. instead of a proper doctor. So, do you like the idea of being a freeloader? It's not a question of whether you will ever require medical care. It is only a question of when.

Odd concept, I know, but have you ever considered that some of us pay for our health care as we go? That's right, no insurance, just pay for your doctor appointments, drugs, tests, whatever as you need them. I have never been to the ER in my life. I carry a policy that covers major medical events with a $10,000 deductible and no limits. Do you realize this is going to be done away with because of ObamaCare? It won't meet the standards.

The free market has had 100 years to get health insurance right. Time's up. We do it our way from now on.

Never had problem with the insurance companies and the free market. You simply pay for what you want and don't buy those things that don't appeal to you. Simple!

Stay out of my health care, I make the decisions not the government.

  • 1 vote
#1.4 - Wed Sep 22, 2010 1:03 PM EDT
Truth Hurts-840829

The free market has had 100 years to get health insurance right. Time's up. We do it our way from now on.

ummm no
seems there are laws prohibiting the sale of insurance policy across state lines..

I wonder how well coke or pepsi would have done under those rules?

free market my ass...

wake up..

cheers
:)

  • 3 votes
#1.5 - Wed Sep 22, 2010 1:10 PM EDT
Par4TheCourse

1] you just like the idea of the federal government telling the people to buy this and that?

You have government in your life from the day you are born until you die....

Your government right now is protecting you through law enforcement, fire, and through laws that safeguard your rights... Let's get rid of all of it.. and we too could be another Afghanistan, Iran, Iraq..etc.. Without government intervention there isn't any 'social guidance' .. Laws that punish the criminal and imprison them for their consequence.. No consequences should be the cry from the teabaggers.. let us just have a wild west shoot out anytime someone disagrees with another.. High Noon replayed every day.. Without government you wouldn't have any protection from other countries that wish to invade.. there would be chaos in the streets.. People now.. run around like chickens with their heads cut off.. wearing their tin foil hats.. Without government their is no order.. without government there isn't any schools.. well from what I've seen there is a lot of uneducated people running around with the teabaggers..

2] you enjoy being a slave to the insurance company for life?

A slave to the insurance companies ??? I won't even answer that one.. it is so 'out there'

3] you simply hate the free market?

Where are you getting all of this from ? Sorry.. had to ask... I think I know.. from

the likes of O'Donnell and Palin...Bachmann, Becky, LimBah! .. This is so Out There it will be orbiting around Uranus...

4] you want the gov to make all your decisions?

Again with the government... They have been making decisions before Congress was Congress... same old stuff ..

5] you want/demand that I help lower your health care costs?

What I'd like to see .. those who oppose it .. not to use any health care at all.. if you're dying no one call a doctor, or anything to do with fire or police, or an ambulance... if people are that much opposed to it.. don't invite government to help.

  • 2 votes
#1.6 - Wed Sep 22, 2010 1:23 PM EDT
Truth Hurts-840829

anyone who is not buying health insurance now (whether it is because they cannot afford to or are not permitted to by the HEALTH INSURANCE COMPANIES making HEALTH-CARE DECISIONS FOR THEM) is being supported by ME already

have always payed myself and always will.

now I can assure you I will never buy health insurance, for one simple reason.
the federal government told me to.
I will not give them that power over me.

and that is not something they can take by force unless I let them.

so actually the only reason your ever going to pay for me is because of ObamaCare

I do not do slavery to business well.

cheers
:)

  • 1 vote
#1.7 - Wed Sep 22, 2010 1:30 PM EDT
Truth Hurts-840829

What I'd like to see .. those who oppose it .. not to use any health care at all.. if you're dying no one call a doctor, or anything to do with fire or police, or an ambulance... if people are that much opposed to it.. don't invite government to help.

and what I would like to see is a law that is constitutional and supports free market solutions and decisions

anything less = unacceptable.

a "mandate" on people to fix/finance the problems of said bad business?

did it ever cross your mind that the insurance game is a game? yanno a crooked /should be illegal game?

I am ok with the gov collecting a "optional" payment from me "acting as insurance company" and providing health care to me..

no where under the tax laws does the fed have the power to tax me by forcing a purchase of a good or service. they got no case.

cheers
:)

ObamaCare = I am not going to play that game.
get ready to pay out the nose for my extremely long life.
or support a new constitutional law - your choice ey?

  • 1 vote
#1.8 - Wed Sep 22, 2010 1:44 PM EDT
Par4TheCourse

get ready to pay out the nose for my extremely long life.

We already are.. over $1,000 extra each year.

Every time someone goes to the hospital or doctor who does not have the money to pay for insurance.. WE PAY.. Either through higher doctor visits or E.R. room visits.. We pay through higher cost in medication if you go to the hospital.. That $10-20.00 dollars for 2 tablets of aspirin is one way we pay.. The hospitals and doctors have to make up for those who do not pay.. Doctors and Hospitals charge more because doctors and hospitals do not get 100% recovery across the board.. they may get 50-60% of what they are billing ..

WE have already been paying this way since time in memorial...

  • 2 votes
#1.9 - Wed Sep 22, 2010 1:50 PM EDT
Truth Hurts-840829

Your government right now is protecting you through law enforcement, fire, and through laws that safeguard your rights...

when you figure out the difference between federal government and state government - we can talk.

meanwhile my state government is protecting my rights, in court, to not have "the federal government" in my life / health care decisions

and my right to not be forced into servitude to big business.

I support my State on this issue.

yanno,, a favorable ruling on healthcare mandate would be a liberal governments wet dream...

think about it "a mandated economy"
need more tax revenue? make em buy more stuff....

you must buy a [insert product] for your own good so we can collect a tax/penalty on it if you do not buy it...

it is brilliant. freeking brilliant.

cheers
:)

  • 1 vote
#1.10 - Wed Sep 22, 2010 1:52 PM EDT
Truth Hurts-840829

We already are.. over $1,000 extra each year.

ummmm no.. so far I have payed all my bills my friend you have not payed one cent for my health care costs.

care to keep it that way?

- a simple fix =kill obamacare

  • 2 votes
#1.11 - Wed Sep 22, 2010 2:01 PM EDT
Par4TheCourse

when you figure out the difference between federal government and state government - we can talk.

YOU were the one that said you didn't want Government in your business... or something like that.. The STATE is a Government entity...IS it not the Government? It is State government.. but it is still Government... You in all your bitchin and complaining never mentioned State or Federal.. you said Government.. so be specific...

Your state gov.. supplies fire..etc.. but also some money is sent to the towns via the state from the Federal government in the way of your Representatives from your state house who work it out through the Feds.. in the way of Grant money or Loan money .. Like for Schools.. I worked on a committee for years and not all money comes directly from the state to assist the towns...

  • 2 votes
#1.12 - Wed Sep 22, 2010 2:24 PM EDT
Truth Hurts-840829

YOU were the one that said you didn't want Government in your business... or something like that.. The STATE is a Government entity...IS it not the Government? It is State government.. but it is still Government..

you simply do not understand what the difference between state and federal powers are do ya? read the constitution and do not try to change any words, read only the words printed there,,,, it is only a pamphlet "easy read"

until you understand why the constitution separates the federal government from state governments... your dismissed.

cheers
:)

  • 2 votes
#1.13 - Wed Sep 22, 2010 2:28 PM EDT
Par4TheCourse

Why don't you explain it to all of us..

First of all - (bleep) .. The State Representatives get money via the state from the Feds.. for Schools through the Dept. of Education which is a FEDERAL AGENCY..

Figure that out while you dabble in being more respectful.

..and I will WARN you .. any more personal Attacks.. I WILL start deleting your post.. I'd suggest you Read News Vine CoH

  • 2 votes
#1.14 - Wed Sep 22, 2010 2:35 PM EDT
Truth Hurts-840829

just for fun here is a hint

federal government = powers are specified and limited

state government = powers are expansive, basically everything not specified as a federal matter.

do not like your state laws? move to another state..simple
where do we move when the federal government goes nuts?

I will devote every breath up until the last one to keep the federal powers limited - count on that.

Why don't you explain it to all of us..

did you miss civics class? or have a liberal teacher?

cheers
:)

  • 1 vote
#1.15 - Wed Sep 22, 2010 2:36 PM EDT
sjayne2355

.. for Schools through the Dept. of Education which is a FEDERAL AGENCY..

An agency that should have never started and should be disassembled as soon as possible!

Schools are a local matter and should be paid through property taxes. Local school boards should have the final say (after the parents) in all education matters.

Liberals are always asking where money can be cut from the current government spending and how do we make the government smaller, well they can start there.

  • 1 vote
#1.16 - Wed Sep 22, 2010 2:41 PM EDT
Truth Hurts-840829

First of all - (bleep) .. The State Representatives get money via the state from the Feds.. for Schools through the Dept. of Education which is a FEDERAL AGENCY..

LOL

Q. Where, in the Constitution, is there mention of education?
A. There is none; education is a matter reserved for the States.
http://www.archives.gov/exhibits/charters/constitution_q_and_a.html

you have much to learn grasshopper, start here.

http://www2.ed.gov/about/overview/focus/what_pg3.html#doesnot

In creating the Department of Education, Congress specified that:

No provision of a program administered by the Secretary or by any other officer of the Department shall be construed to authorize the Secretary or any such officer to exercise any direction, supervision, or control over the curriculum, program of instruction, administration, or personnel of any educational institution, school, or school system, over any accrediting agency or association, or over the selection or content of library resources, textbooks, or other instructional materials by any educational institution or school system, except to the extent authorized by law. (Section 103[b], Public Law 96-88)

Thus, the Department does not
establish schools and colleges;
develop curricula;
set requirements for enrollment and graduation;
determine state education standards; or
develop or implement testing to measure whether states are meeting their education standards.*
These are responsibilities handled by the various states and districts as well as by public and private organizations of all kinds, not by the U.S. Department of Education.

health care is exactly like education in that it is not a given federal power, exactly like education,,, so any federal dept of health or scheme created must follow the same rules as the dept of education listed above

and that sir is checkmate

cheers
:)

  • 2 votes
#1.17 - Wed Sep 22, 2010 2:46 PM EDT
Par4TheCourse

http://www.nysut.org/cps/rde/xchg/nysut/hs.xsl/research_15623.htm

http://www.forbes.com/feeds/prnewswire/2010/09/17/prnewswire201009171510PR_NEWS_USPR_____DC67136.html

http://www.policegrantshelp.com/

  • 2 votes
#1.18 - Wed Sep 22, 2010 2:56 PM EDT
Truth Hurts-840829

no one doubts the fed gives schools money...

the point is the fed has no control over the schools they give money to
as I explained above.

so ok the fed can give the insurance companies, banks, even hospitals if they wish all the money they want :see bailouts...

but they can not have control over my health care decisions
see dept of education guidelines..

force me to buy a product or service against my will? nope.

I know it is all so complicated..

by the way

feel free to delete anything ya like

I am done with you.

cheers
:)

  • 2 votes
#1.19 - Wed Sep 22, 2010 3:03 PM EDT
Aunk (The Cultural Health Guy)

Hetep and Respect Trugh Hurts, it seems like you are getting hurt by the truth as usual. lol.

1. How is your health by the way?
2. What type of insurance do you, your family and friends have?

  • 2 votes
#1.20 - Wed Sep 22, 2010 3:15 PM EDT
Aunk (The Cultural Health Guy)

PSTH, which of 6 benefits that start on Thursday do you disagree with?

  • 1 vote
#1.21 - Wed Sep 22, 2010 3:19 PM EDT
Reply
maximillio

But, insurance companies exist to make a profit. There can be no consideration of the value they purport to provide to their customers, nor of any ethical responsibility they may have taken on in inserting themselves in between healthcare providers (who take an oath to do no harm) and patients (who fork out tons of cash to them).

I worked for an insurance company in the early 1990's. I was astounded to discover that the insurance company's product, i.e., paying out a claim, was labeled a "loss."

Imagine if automobile manufacturers considered it a "loss" to take a customer's money and then GIVE THEM WHAT THEY PAID FOR.

  • 1 vote
Reply#2 - Wed Sep 22, 2010 12:36 PM EDT
sjayne2355

What I'd like to see .. those who oppose it .. not to use any health care at all.. if you're dying no one call a doctor, or anything to do with fire or police, or an ambulance... if people are that much opposed to it.. don't invite government to help.

Gee, my fire department is volunteer, ditto EMT. The cops are paid out of sales tax and property taxes. I don't see any federal government in that, do you? Doctors are yet working for the government, so why not call a doctor?

Additionally, I get to use all the health care I can pay for and I do and not a penny more.

  • 1 vote
Reply#3 - Wed Sep 22, 2010 1:46 PM EDT
Par4TheCourse

Where do you think the state gets their money other than from the people in the state? There are grants handed out by the feds to the states.. the states borrow from the fed..

  • 2 votes
#3.1 - Wed Sep 22, 2010 1:53 PM EDT
sjayne2355

"Borrow" is the operative word...they "borrow" it from me. They don't need to "borrow" any more from me.

    #3.2 - Wed Sep 22, 2010 2:14 PM EDT
    Truth Hurts-840829

    Where do you think the state gets their money other than from the people in the state? There are grants handed out by the feds to the states.. the states borrow from the fed..

    not my state.. other states get money from people in my state via the fed...

    now get out of our wallets ey?

    cheers
    :)

      #3.3 - Wed Sep 22, 2010 2:25 PM EDT
      Reply
      Aunk (The Cultural Health Guy)

      Great timing, we can hammer the Republicans with this right up to Nov 3, when we put the final nail in the Confederate Party, that drinks tea's coffin.

      Start taping the commercials of Americans testifying about how the people's health insurance reform bill is helping them, on Monday.

      Elect No Republican for 100 Years.

      Clipped & Tweeted, needs more exposure.

      • 1 vote
      Reply#4 - Wed Sep 22, 2010 3:23 PM EDT
      Truth Hurts-840829

      be sure to send your tweets to the judges hearing the court cases against Obamacare

      because you know it will change their minds about ObamaCare

      LOL

      cheers
      :)

      • 1 vote
      #4.1 - Wed Sep 22, 2010 7:38 PM EDT
      Aunk (The Cultural Health Guy)

      Hetep TH

      LOL

      cheers
      :)

      It is interesting to note that you think caring for sick American citizens is funny.

      • 2 votes
      #4.2 - Wed Sep 29, 2010 12:35 AM EDT
      Reply
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